Mortgages

Our Services

Tailored mortgage solutions to match your needs, whatever your circumstances.

Everyone’s path to homeownership is unique. Let us help you secure the right mortgage to suit your goals, budget, and lifestyle.

£500m+

Completions

Helping our clients buy or finance their homes, and invest in the property market.

What We Offer

Navigating Mortgages with Ease and Confidence

By combining the latest mortgage technology with over 35 years of expert advice, we help you access the best mortgage deals, backed by personal support that makes a real difference.

Residential Mortgages

Over 100 lenders, including High Street Banks, Local Building Societies, and Specialist Lenders, with over 8,000 different products to support your individual needs.

Equity Release Mortgages

Designed exclusively for our older borrowers, using the value in your home to improve your retirement plans and support the family finances.

Buy-to-let Mortgages

Many see property as a sound long-term investment strategy, and Buy to Let continues to provide an excellent opportunity for long-term financial returns.

Overseas Mortgage

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Mortgage Consultation

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Bad Credit Mortgages

Previous credit issues shouldn’t stop you from buying or refinancing your home. If you have CCJ’s, IVA, DMP or  Defaults, High Street lenders might say ‘No’ but there are plenty of mortgage lenders that could help.

Specialist Property Lending

Many properties are not standard built or may require development work to make them attractive to mortgage lenders. Many of our specialist lenders will look at those properties and provide you with suitable finance.

Personal Debt Consolidation

Using remortgage or secured lending to reduce your monthly outgoings. Let us assess your situation and look at how we can potentially restructure your loans and credit card balance. 

Providing the Best Future for Your Best Living

Specialist qualified mortgage and protection advice is essential in securing the right mortgage for your needs and ensuring it’s protected against life’s unexpected challenges.

Recent Mortgage Articles

Why Choose Us

Your Home, Your Future, Our Commitment

There are plenty of reasons to work with EHF Mortgages

Competitive Pricing

By having independent access to the UK Mortgage market, we are able to provide you with the widest choice of products and will always have the most competitive deals.

Free Consultation

We always offer a free no-obligation meeting, so we can understand your situation, your goals and show you how we can help.

Lifetime Relationship

We don't just stop with your mortgage, we like to keep you informed about the changes within the market and how this affects your future mortgage needs.

Your Path to Home Ownership Begins Here

Now is a great time to start your mortgage journey with EHF Mortgages. 

Mortgage Solutions

Specialist Mortgage Schemes backed by extensive market knowledge and significant lender choices.

Protection Solutions

Don't put your home or family at jeopardy, tailored protection solutions to your individual needs.

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F.A.Q's

Frequently Asked Questions

These are just some of the questions we are regularly asked by our clients, and may just answer one or two you have.

As a Directly Authorised Mortgage Brokers, we have the opportunity to work with almost every UK mortgage lender, giving us access to High Street lenders such as Barclays, Nationwide, and other leading providers, as well as the smaller Regional Building Societies and Specialist lenders you may not recognise. The widest choice gives our clients the best possible options.

Our fees are typically low, and only payable on Offer, nothing is normally paid upfront. We will agree the cost with you before we start any work.

You could speak to many of the High Street lenders directly if you want, however their range of potential deals and options will be limited to their own range. With EHF Mortgages we would normally have the same range of products plus the rest of the market to consider, ensuring you always have the cheapest product for your situation.

Depending on the type of application, as well as our clients' individual situation. Typically we will need evidence of income, bank statements to show your expenditure, details of the deposit you will be using, and some form of ID. We will provide you with a Secure Portal to upload any documents we require, rather than sending via email.

Many of our clients prefer the ease of online meetings or discussing by telephone, and if you live nearby our main office, we would be delighted to welcome you to our offices in Chelmsford.. We can accommodate whatever is easier for you.

As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the mortgage repayments

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