At EHF Mortgages, we help people who may have been turned down by their bank or believe their circumstances will stop them getting a mortgage. Whether you are a first-time buyer, moving home, remortgaging or exploring equity release, Justin may be able to find a solution others have missed.
Independent mortgage advice tailored to your needs – from straightforward applications to complex cases like self-employed income, bad credit mortgages, or buy to let investments. EHF Mortgages gives you access to a wider range of lenders and deals than going direct.
Protect what matters most. From life insurance and critical illness cover to income protection and private medical insurance, we’ll help you find the right policy to safeguard your home, income, and loved ones, whatever life throws your way.
Access a wide range of lenders, schemes, and products with the support of our experienced mortgage brokers. We can help you with the following:
Independent Mortgages Advice covering over 100 lenders across the UK.
Retirement Mortgage Specialist, Member of the Equity Release Council.
Property Investment for New and Experience Landlords.
We specialise in finding solutions for clients with complex credit histories, including those with CCJs, defaults, or IVAs.
Replace lost income if you’re unable to work due to illness or injury, ensuring you can still pay your mortgage and bills each month.
Protect your loved ones with a policy that provides financial security in the event of your passing.
Shortcut NHS Waiting Lists and obtain fast medical treatment.
Protect your property and belongings against unexpected events like fire, theft, or damage.
Ensure your wishes are followed how you want when you die.
A refusal from one bank does not always mean you have run out of options. EHF specialises in helping people with complex income, credit issues and unusual circumstances find mortgage solutions that other lenders may have overlooked.
Whether you’re a first-time buyer, planning to remortgage, exploring buy-to-let mortgages, or considering your later life lending options such as equity release, our expert team is here to support you from start to finish. We also offer advice on life insurance, income protection, and home insurance, ensuring your financial future is fully protected.
Don’t take our word for it, a number of our clients have taken the opportunity to review our service.
Whether you’re moving to fit a growing family or scaling down for retirement, we offer tailored mortgage advice to support your next move. From porting your current mortgage to securing a new deal that fits your needs, we’ll guide you through a smooth financial transition.
Paying more than necessary? Remortgaging could save you thousands. Our mortgage brokers search the whole market to find a deal that matches your goals, whether that’s cutting monthly costs, consolidating debt, or funding home improvements.
Access the cash tied up in your home with an equity release mortgage. Designed for homeowners aged 55 and over, it lets you release funds while keeping full ownership. Modern products like lifetime mortgages offer flexibility and peace of mind, helping you enjoy retirement on your terms.
With deep market knowledge and whole-of-market access, EHF Mortgages helps you secure the right financial products for your unique circumstances.
Since 2017 we have helped thousands of clients with their mortgage needs.
There are plenty of reasons to work with EHF Mortgages
By having independent access to the UK Mortgage market, we are able to provide you with the widest choice of products and will always have the most competitive deals.
We always offer a free no-obligation meeting, so we can understand your situation, your goals and show you how we can help.
We don't just stop with your mortgage, we like to keep you informed about the changes within the market and how this affects your future mortgage needs.
Now is a great time to start your mortgage journey with EHF Mortgages.
Specialist Mortgage Schemes backed by extensive market knowledge and significant lender choices.
Don't put your home or family at jeopardy, tailored protection solutions to your individual needs.
Now is always a good time to talk about your Mortgage. Expert planning and support will give you the piece of mind you are looking for.
Our Mortgage Advisers will work directly with you, supported by industry experts to ensure you are well looked after during the mortgage process, reviewing your protection needs, and we can even help with your Will requirements.
Being a Directly Authorised Broker firm allows us greater freedom to use lenders large and small; High Street mortgage lenders you will recognise, plus smaller specialist lenders with unique schemes and bespoke underwriting opportunities.
Having access to almost every UK Mortgage lender doesn’t need to be expensive either. We keep our overheads low and pass on those savings to our clients. Our borrowers know they will save more than any fees we charge, and nothing is paid upfront – we only charge once the mortgage has been offered.
A great place to start – we offer a 30-minute free consultation to all potential clients to discuss your needs without any obligation.
Use our vast experience within the mortgage market to your benefit, and be supported by industry experts with your most prized purchase.
