Protect your income if illness or injury stops you working.
Ensure your essential bills are covered each month with income protection tailored to your needs.
Losing your monthly income can quickly become a financial crisis, yet many people don’t prepare for it. How would you cover your mortgage payments, household bills, or family expenses if illness or injury stopped you working? Income protection insurance is designed to step in when statutory sick pay ends, replacing lost income and helping you stay on top of essential costs.
Income Protection plans can provide
Whilst helping our clients finance their homes is a key part of what we do, ensuring they are properly protected is just as important. With mortgage payments and household bills higher than ever, a prolonged illness without cover could quickly drain savings and lead to missed payments or long-term credit issues.
That’s why it’s essential to review your existing income protection insurance, employer benefits, and any potential gaps in cover. Income protection is designed to begin once your workplace sick pay ends, so you can focus on recovery rather than worrying about your monthly commitments.
With access to a wide panel of insurers and a variety of flexible options, we make it easier to find the right protection for your needs before a setback becomes a financial strain.
Now is always a good time to talk about your Mortgage. Expert planning and support will give you the piece of mind you are looking for.
Our Mortgage Advisers will work directly with you, supported by industry experts to ensure you are well looked after during the mortgage process, reviewing your protection needs, and we can even help with your Will requirements.
Being a Directly Authorised Broker firm allows us greater freedom to use lenders large and small; High Street mortgage lenders you will recognise, plus smaller specialist lenders with unique schemes and bespoke underwriting opportunities.
Having access to almost every UK Mortgage lender doesn’t need to be expensive either. We keep our overheads low and pass on those savings to our clients. Our borrowers know they will save more than any fees we charge, and nothing is paid upfront – we only charge once the mortgage has been offered.
A great place to start – we offer a 30-minute free consultation to all potential clients to discuss your needs without any obligation.
Having the right insurance and protection in place for your circumstances is essential. The EHF team has extensive experience and will provide clear, tailored options to help you make the right choice.
What is Important to you? Let’s check what you need, and what is already in place.
We will check 000’s of policies and Insurers to find the right options for your needs.
Once we agree to proceed, we will look after all of the process for you, after a review of your medical health
Once approved by the insurers, your protection is ready to go live, giving you that peace of mind.
What’s important to you? Let's have a chat to discuss your concerns.
Let’s check what your employer provides and any other insurance you have in place.
Let’s talk through your situation, and look at each of the potential issues you may face.
Once agreed to proceed, we will need to apply on your behalf, following a review of your medical health.
