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News & Articles

Welcome to EHF Mortgages, 

and our Mortgage & Protection articles and insights

Here, we demystify the home loans and mortgage process, offering expert advice on everything from first-time buyer tips to different protection strategies. Let us guide you through the complexities and help you realise your property dreams.

Subjects Include :

Cover image for 'Portfolio Landlord Mortgages: The 2026 UK Guide' with blue houses and leafy accents.

Portfolio Landlord Mortgages: The 2026 UK Guide

Portfolio landlord mortgage guide for 2026. Learn how lenders assess 4+ mortgaged properties, stress test rental income and review your wider portfolio.
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Blue-toned banner with apartment buildings and houses surrounding a bold headline: 'Multi Unit Property Mortgage: Rates, LTV & Rental Income'

Multi Unit Property Mortgage: Rates, LTV & Rental Income

Learn how multi-unit property mortgages work, which lenders consider them, how rental income is assessed and what landlords need before applying.
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Banner conveying mortgage advice for moving home in 2026, with blue leaves, house, and moving truck visuals.

Moving House Mortgage Advice for 2026

Moving home? Learn how porting, remortgaging, equity, affordability and moving costs affect your mortgage and how to prepare before making an offer.
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Header banner reading 'Tracker Mortgage Explained: Your Complete 2026 Guide' with a blue house and coin/bar chart graphics on a white background.

Tracker Mortgage Explained: Your Complete 2026 Guide

Discover how tracker mortgages work in 2026, how they compare with fixed rates, the risks involved and when a tracker could save you money.
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Blue-toned banner with a house illustration and keys on the right; title reads 'First Time Buyer Mortgage Rates UK Guide for 2026' in large serif type.

First Time Buyer Mortgage Rates UK Guide for 2026

Compare first-time buyer mortgage rates in the UK for 2026, understand how deposits and LTV affect rates, and learn how to secure a better deal.
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Blue-toned cover image announcing a 2026 guide for UK borrowers on bad credit loans, with a house, wallet, and coins decorative border.

Bad Credit Loan No Broker: A 2026 Guide for UK Borrowers

Looking for a bad credit loan with no broker? Learn how direct lenders work, what checks they carry out and when specialist advice may still help.
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Banner with the title 'Essex Landlord Insurance: Top Cover for 2026' flanked by a blue house illustration on the left and a shield on the right, surrounded by blue leaves.

Essex Landlord Insurance: Top Cover for 2026

Discover what landlord insurance covers, how it works with a buy-to-let mortgage and what landlords should compare before choosing a policy.
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Title banner reading 'What Is a Section 106: Section 106 Explained' with blue leaves and columns.

What Is a Section 106: Section 106 Explained

Buying a Section 106 property? Learn how S106 agreements can affect your mortgage, eligibility, valuation and future resale before you commit.
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Informational hero image: text reads 'Bad Credit Loan Banks in 2026: A UK Borrower’s Guide' with illustrations of people using tablets.

Bad Credit Loan Banks in 2026: A UK Borrower’s Guide

Looking for bad credit loan banks in the UK? Discover why specialist lenders may offer more options and how to improve your chances of approval.
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Banner announcing a UK landlord mortgage guide (2026) with blue house illustrations surrounding bold black text: 'Limited Company BTL Mortgage: A UK Landlord's Guide 2026'

Limited Company BTL Mortgage: A UK Landlord’s Guide 2026

Discover how limited company BTL mortgages work in 2026, including SPVs, lender criteria, tax considerations and how to choose the right mortgage.
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White banner with blue architectural illustrations at the bottom corners and leafy branches; bold centered text reads 'Mortgage Comparison UK 2026: A Broker's Guide to Deals'.

Mortgage Comparison UK 2026: A Broker’s Guide to Deals

Compare UK mortgages in 2026 by looking beyond interest rates. Learn how fees, APRC, lender criteria and affordability affect the true cost
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Blue wooden house model labeled £200,000 sits beside a mortgage application form, calculator, keys, pen, mug, on a wooden table.

Mortgage Repayment on 200k: Your 2026 UK Guide

Find out the monthly repayment on a £200k mortgage, including how interest rates, mortgage terms and repayment types affect the total cost.
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Blue-toned banner showing a completed house on the left and a construction site with a crane on the right, decorative leaves at edges, with the title “Bridging Loan Property Development: Your 2026 UK Guide.”

Bridging Loan Property Development: Your 2026 UK Guide

Discover how bridging loans can fund property development, auction purchases and refurbishments, including costs, eligibility and exit strategies.
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Blue banner promoting a complete guide to second‑charge mortgages for 2026, featuring a house illustration and financial icons like coins and documents.

Second Charge Mortgage: Your Complete Guide for 2026

Learn how a second charge mortgage works, when it may be suitable and the costs, eligibility requirements and risks to consider before borrowing.
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Blue decorative border with trees and houses framing the title: ‘Renting Property Out First Time: Your 2026 UK Guide’.

Renting Property Out First Time: Your 2026 UK Guide

Renting out a property for the first time? Learn about buy-to-let mortgages, landlord costs, legal duties, tenant checks and property preparation.
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Blue decorative banner with a house on the left and foliage borders framing the title: 'When to Remortgage: Your 2026 UK Guide'.

When to Remortgage: Your 2026 UK Guide

Discover when to remortgage, how early to secure a new deal and what costs to consider before switching your mortgage in this practical 2026 UK guide.
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Blue decorative banner with a house, laptop, calculator and documents beside the title about self-employed mortgage accounts.

Self Employed Mortgage 1 Year Accounts: Your 2026 Guide

Struggling to get approval? Our 2026 guide provides expert tips for self employed mortgage 1 year accounts applicants. Prepare documents & find flexible
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Banner with blue houses and foliage framing the bold text: 'Mortgage for Business Owners: UK Guide 2026' (informational hero image for a guide).

Mortgage for Business Owners: UK Guide 2026

Our 2026 guide to getting a mortgage for business owners. Learn how UK lenders assess income, what documents you need, and how a specialist broker can help.
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