Finding it hard to get a mortgage due to bad credit?
Apply with Confidence with
Feel mortgage confident with EHF
- Default, CCJ & Arrears Accepted
- Low Credit Scores Accepted
- All property types allowed
- Specialist mortgages available
Check your elibility for a mortgage and find out what you could borrow
The EHF Difference
If you’re feeling frustrated having been declined a mortgage due to bad credit, don’t worry; you’re not alone. We understand that life can throw unexpected challenges impacting your credit score.
That’s why we specialise in helping individuals with defaults, CCJs, or low credit scores find tailored solutions that fit their unique circumstances.
How our process works
Get In Touch
Complete our quick and easy form to help us match you to the right scheme & options.
Speak to an Expert
Chat with a qualified mortgage expert who will help guide you through your options.
Apply for a mortgage
Once you are happy with our recommendation, we’ll deal with everything else.
Check your elibility for a mortgage and find out what you could borrow
EHF Mortgages is a trading name of Essex Home Finance Limited and is authorised and regulated by the Financial Conduct Authority FCA No.940123. Registered in England & Wales no: 10607263 with address: 17-19 Richmond Road, Chelmsford, Essex, CM2 6UA
Some types of finance such as bridging, development, commercial and buy-to-let mortgages may not be regulated by the Financial Conduct Authority. Fees may be payable for advice and/or arrangement of your mortgage. As a mortgage is secured against your home or property, it could be repossessed if you do not keep up the repayments on it or any other loan secured against it. Think carefully before securing other debts against your home. Will writing and Estate planning is not regulated by the FCA.